It’s not always easy to get the cash you need to pay for a medical bill, car repair, unexpected travel expense, or other costs, particularly if you have bad credit. In these cases, a payday loan is likely your best option – and My Payday Loan offers some of the best short-term loans, payday loans and cash advances on the market.
To get this kind of loan, you’ll normally have to own your car free and clear. So, if the car is financed and another lender has a lien on it, you probably won’t qualify. You’ll also probably need to show the lender your car, as well as provide the actual title, a photo ID, and proof of insurance.
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If your check or ACH returns unpaid, you will be charged a one-time $25 fee. You can prepay your loan in full prior to the due date with no prepayment penalty. Your loan will be due on the date set forth in the loan agreement. Your loan limit may change if any of the above changes. Once your loan verification documents are received, approval takes minutes.
We work hard to make sure that you get cash today, when you need it. Payday loans are short-term loans with incredibly short repayment terms—typically 14 days—and exorbitant interest rates. The average APR is roughly 400%, and the short turnaround on payment can make it incredibly difficult to pay off the loan without taking out a new one. As a result, it’s best to avoid payday loans altogether. Since the Texas Legislature assigned the agency the duty of overseeing payday and title loans in 2011, it’s been stretched thin. Tillman said he lost his job on a Wednesday and by Friday he was calling The Money Store to ask for an extended payment plan. With his bank account empty and hoping to avoid overdraft fees, Tillman halted the automatic withdrawals he had set up for monthly payments on his payday loans.
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On Call Cash offers you a fast and convenient way to get cash fast – without the hassles of traditional banks or credit unions. On Call Cash has you covered with payday loans and car title loans for your emergency cash needs. It’s important to know that finance rates are not capped on payday loans in Nevada. So, lenders can charge you an exorbitant amount of interest that makes the loan unaffordable. The loan given is a small amount, lent for a short duration and charged with a high rate of interest.
- This should keep Tillman and other borrowers out of jail.
- We operate only in Florida, a state with some of the strictest consumer-protection laws in the United States and have many convenient locations to serve you.
- We believe everyone should be able to make financial decisions with confidence.
- Bright yellow and red signs with promises of instant cash to help you get to payday.
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